We Advocate On
Your Behalf with
Solar Restoration Intelligence.

MissionPLC works on a contingency fee basis — we only get paid when you receive a settlement. Your primary out-of-pocket cost is your insurance deductible. There are no upfront fees or retainers to us. Depending on your claim, a solar consultant may be engaged to assist with the technical aspects of the claim. Their fee is paid at the end of the claim — not upfront — and most consultants agree to waive their fee entirely if the claim is not successful.

Yes. Hail damage to solar panels is often not visible to the naked eye. Micro-fractures in the cells and anti-reflective coating can cause significant efficiency loss and long-term degradation that only a professional inspection will reveal. Many panels that appear intact have sustained covered damage.

A Public Adjuster (PA) is a licensed claims professional who represents the policyholder — not the insurance company. Insurance companies have their own adjusters whose job is to minimize what they pay out. A PA levels the playing field, documents damage thoroughly, and negotiates the highest legally entitled settlement on your behalf.

In many cases, yes. When a solar system is replaced due to an insurance claim, the replacement system may qualify for the federal Investment Tax Credit (ITC) as a new installation. Eligibility depends on your state and how the replacement is structured. Your solar contractor can walk you through what may apply to your situation.

You can still engage MissionPLC. If you have already filed a claim but are unhappy with the settlement offer, or the process has stalled, we can review your claim, supplement the documentation, and negotiate for an improved outcome. Bring your existing claim estimates and documents when you submit.

Hail is a weather event — not a result of negligence. In most states, filing a hail damage claim is treated differently from other claim types. Rate impact varies by insurer and state. We recommend reviewing your policy or consulting your agent; however, the potential recovery from a legitimate hail claim typically far outweighs any rate adjustment.

Often, yes. Because solar panels are mounted on the roof, a hailstorm severe enough to damage the panels almost always damages the roofing material beneath them. Both can be included in a single insurance claim, potentially resulting in a full roof replacement funded by your insurance payout.

The typical claim processes in 90–120 days. The average claim from start to final settlement is approximately 6 months. Disputed or complex commercial claims can run 12–18 months. We set realistic expectations upfront and keep you informed at every stage.

If a claim has not resolved within 120 days, it may be escalated to a licensed attorney who specializes in insurance disputes. This can trigger the appraisal process or litigation if necessary. This path is at no additional cost to you under our contingency arrangement. We strongly advise that if you are not willing to see the claim through to the end, including escalation with an attorney, then we may choose not to represent you.

We recommend it, but it is not always required. Your MissionPLC claim manager will coordinate the inspection with you and let you know what level of access is needed for your property type.

To begin, you need: (1) a copy of your insurance declarations page, (2) your original solar agreement or contract, and (3) if a claim is already filed, any existing estimates or claim documents. You can upload a PDF document directly in the submission form below.

Yes. Insurance policies have statutes of limitations and filing deadlines — typically 1 to 3 years from the date of loss, depending on your state and policy. Do not wait. The sooner you engage us, the more options remain available to you.